Holvi Blog for Makers and Doers

The best tips for running your business and insightful news from the world of entrepreneurship.

Boost your career in a coworking space

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Small Business Tips | 18/01/17 12:38

Working from home sounds like a dream to a lot of freelancers – until they actually try it. But a home office is full of potential distractions: chatty flatmates, the dirty dishes eyeing you reproachfully from the sink, the temptation of YouTube and Netflix because no one is watching. It’s not always easy to be productive at home, but luckily there are alternatives. And one of the easiest low-commitment options is to take your work day to a coworking space. The result is often a boost in productivity and newfound focus, and plenty of networking with like-minded people.

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Karri Liikkanen - The Spokesperson of Entrepreneurship

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Entrepreneurship | 09/01/17 08:39

Karri Liikkanen is a founding member of the production company Nowhere Boy and the chairman of Helsinki Think Company, the entrepreneurship society of the University of Helsinki. He graduated as a Master of Social Sciences in 2015. In this article he’ll tell us about his encounters with the prime minister of Finland, about his company and why a current account offered by a traditional bank may be a bad solution for an entrepreneur.

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Join fellow entrepreneurs who already have a head start.

Join fellow entrepreneurs who already have a head start.

Finnish FinTech goes Germany

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Fintech Trends, How to use Holvi | 05/01/17 08:44

Helsinki-based Holvi, established in 2011, has devised a new kind of business current account as an alternative to the products of traditional banks. Holvi combines every business management tool an entrepreneur needs, and in combination with the Holvi Business Prepaid Mastercard® card offers a completely paper-free solution to the monthly bookkeeping.

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An expat's guide to a business account - Why you need one

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How to use Holvi, Small Business Tips | 04/01/17 15:10

At the beginning of your freelancing career you might ask yourself what the buzz about business accounts is. Why go through the effort of splitting your funds in the first place? The truth is that a business account can make your life much easier. Let German efficiency inspire you!

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Udumbara – Excellence from Natural Clay

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Entrepreneurship | 03/01/17 11:31

After seeing the assembly lines of China, Eva Spoof returned to Finland and started making ceramics from Finnish wild clay. Now Eva is a part-time entrepreneur in Kallio, Helsinki, where her company Udumbara sells pottery for everyday use.

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An expat's guide to Health Insurance - Choices for Freelancers

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Small Business Tips | 13/12/16 14:15

Your health is the most important thing in your life. It's also the solid foundation of a successful career. But some things are unpredictable. This is why health insurance is mandatory in Germany! There's no way around it, and the market is big. As a freelancer, you have a variety of choices to go for. Here's our guide through the jungle of German insurance.

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How To Nail Video Marketing in 5 Steps

Small Business Tips | 08/12/16 13:24

Today’s guest blogger is Aleksandra Bodekhina. She is a young forward-looking explorer with 5 years of international experience and passion for developing great ideas. Aleksandra has been helping European businesses establish their digital presence since 2012. She is currently running marketing for a young Finnish startup Shuut - a handy mobile app for corporate video advertising on social media. 

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Freelancer vs. IHK - What to do when they send you a letter?

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Small Business Tips | 06/12/16 18:22

Germany can be a weird place. Where else do you get letters out of nowhere, asking you to pay for stuff you never ordered or even wanted? Nobody is safe from the Rundfunkbeitrag letters (former GEZ - TV and radio licence), nobody is safe from the Finanzamt  – the German tax authorities – finding you and sending you your Tax ID. Freelancers are at risk of receiving yet another letter from a mysterious institution demanding money: The IHK.

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An expat's guide to Finanzamt - Steuernummer vs. Steuer ID

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Small Business Tips | 29/11/16 13:23

Germany is proud of its national efficiency stereotype. We get stuff done. But efficiency comes with complicated procedures and systems. Like our tax system, for example. It's like the authorities are making fun of us by inventing unpronounceable words like “Umsatzsteuervoranmeldung”, “Lohnsteuervorauszahlung” or “Steueridentifikationsnummer”, and, to make it even more fun and confusing, “Steuernummer”, which is two different things. But confusion must be avoided, especially regarding the last two unpronounceable words, as they are very important for the (expat) freelancer!

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An expat's guide to Bürgeramt - Mastering the Anmeldung in Berlin

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Small Business Tips | 22/11/16 10:18

Moving to another country can be scary. You find yourself in a new world with new rules and new challenges. One of the first challenges you will face as an expat is your first trip to the registry – or Bürgeramt, as it is called around here– to get your official registration, Anmeldebestätigung. This all-important document is important for everything from getting health insurance to opening a bank account.

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The next generation of business banking

Holvi is a business account designed and built for entrepreneurs by entrepreneurs. Holvi account has everything your business needs, in one easy to use solution. 

  • Business current account 
  • Holvi Business Mastercard
  • Easier invoicing
  • Paperless bookkeeping

Open account

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