Holvi Blog for Makers and Doers

The best tips for running your business and insightful news from the world of entrepreneurship.

An expat's guide to Finanzamt - Steuernummer vs. Steuer ID

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Business tips, Sole trader taxes | 29/11/16 12:23

Germany is proud of its national efficiency stereotype. We get stuff done. But efficiency comes with complicated procedures and systems. Like our tax system, for example. It's like the authorities are making fun of us by inventing unpronounceable words like “Umsatzsteuervoranmeldung”, “Lohnsteuervorauszahlung” or “Steueridentifikationsnummer”, and, to make it even more fun and confusing, “Steuernummer”, which is two different things. But confusion must be avoided, especially regarding the last two unpronounceable words, as they are very important for the (expat) freelancer!

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An expat's guide to Bürgeramt - Mastering the Anmeldung in Berlin

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Business tips | 22/11/16 09:18

Moving to another country can be scary. You find yourself in a new world with new rules and new challenges. One of the first challenges you will face as an expat is your first trip to the registry – or Bürgeramt, as it is called around here– to get your official registration, Anmeldebestätigung. This all-important document is important for everything from getting health insurance to opening a bank account.

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Always curious? Sign up to Holvi’s blog for makers and doers.

What makes a great product photo?

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Business tips, Business marketing | 04/10/16 07:42

Anyone can take product photos, but for a neophyte the process can be a bit daunting. But by doing things properly anyone of us can snap great product photos. Of course you can hire a professional photographer to do the pictures, but this is not always feasible. You might be in a situation where new products are being put up for sale at such a pace that you don’t have the time to have an outsider take the photos. Or you simply might be strapped for cash, which is often the case for an entrepreneur. Take note however, that one should often focus on core business and pay others for their services. Which makes more sense: to pay a professional a couple of hundred euros or spend an entire week to take the photos yourself?

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4 Tips for an Entrepreneur on How to Save Money

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Business tips, Sole trader expenses | 04/09/16 14:08

An entrepreneur often operates with limited resources. Hence it is very useful to think about how to spend the money. In this post we'll go through a couple of tips on how an entrepreneur can save dough.

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Let Holvi Help You with Accounting!

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How to use Holvi, Holvi-centric, Sole trader taxes, Bookkeeping for small businesses | 16/08/16 11:18

One of the biggest challenges of entrepreneurship is the accounting that comes with it. Time spent on accounting is time that could have been spent on something productive, but wasn’t. On top of this (or because of this) accounting is an endless source of frustration and stress.

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Introducing the Holvi Business Mastercard designed for entrepreneurs

How to use Holvi, Holvi news, Holvi-centric, Business Mastercard | 30/06/16 16:06

From the onset, Holvi has been guided by a mission to help entrepreneurs and small businesses to manage their finances in a more efficient and cost effective way. We’re proud to have made a significant step toward realising that mission by recently launching the Holvi Business Mastercard®.

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Business banking built by entrepreneurs for entrepreneurs

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Business tips, Holvi-centric, Business banking, Who is Holvi | 16/06/16 10:49

The financial sector has been in a state of stagnation for a while now, unable to adjust itself to the digital age and provide services that actually create value for its customers. Entrepreneurs often get the feeling that banks are in fact working against them by increasing the amount of red tape instead of helping to run their business. Traditional banks haven’t felt the pressure to start catering to the needs of entrepreneurs. That is one of the reasons why Holvi exists. Holvi is a digital banking service, built by entrepreneurs for entrepreneurs, that makes running your business’s finances effortless. Holvi provides its customers with a digital business current account that integrates paperless bookkeeping and powerful business apps. Holvi was designed to help small businesses, freelancers and the self-employed to maintain control over their business finances and get rid of the monthly receipt hunt.

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Holvi joins BBVA family of businesses

Holvi news, Holvi-centric | 07/03/16 12:03

We started Holvi to help entrepreneurs and business owners to better manage their finances. To show them that financial transactions can be presented in a simple, human-readable format. That it can be easy to understand and manage your company’s finances and it can be something that you actually look forward to. And we’re still on the same path.

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The rise of digital alternatives to business banking

Sole trader business account, Holvi-centric, Who is Holvi | 21/12/15 14:43

Choosing a business bank account is an important decision for any entrepreneur and business owner. For a very long time, high street banks used to be the only way to get a current account for small business. However, since the European Union’s Payment Services Directive came into force in 2009, the regulators have opened up the payment services industry to new entrants — digital startups.

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3 reasons to go from sole trader to limited company

Business tips, Starting your business | 11/12/15 12:46

The world of work is changing. More and more people are realising that working for themselves can be as easy as - and a lot more rewarding than - working for someone else. In fact, research from Millennial Branding shows that "owner" is now the fifth most popular job title among people under 30. 

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The next generation of business banking

Holvi is a business account designed and built for entrepreneurs by entrepreneurs. Holvi account has everything your business needs, in one easy to use solution. 

  • Business current account 
  • Holvi Business Mastercard
  • Easier invoicing
  • Paperless bookkeeping

Open account

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