--- title: Employee changes? SaaS subscriptions under control with Holvi description: When team members leave, what happens to subscriptions? A subscription card keeps recurring payments in one place and your business running without a hitch. image: https://blog.holvi.com/hubfs/how-to-keep-saas-running-v2.png --- [Holvi](https://www.holvi.com/) [Subscribe](https://blog.holvi.com/employee-changes-saas-subscriptions-under-control-with-holvi#subscribe) [Workaround](https://blog.holvi.com) - [Holvi spotlight](https://blog.holvi.com/topic/holvi-spotlight) - [Internationals](https://blog.holvi.com/topic/internationals) - [Life](https://blog.holvi.com/topic/life) - [Work](https://blog.holvi.com/topic/work) - [Open mic](https://blog.holvi.com/topic/open-mic) - [Financial administration and bookkeeping](https://blog.holvi.com/topic/financial-administration-and-bookkeeping) - [Founding a company](https://blog.holvi.com/topic/founding-a-company) - [News about entrepreneurship](https://blog.holvi.com/topic/news-about-entrepreneurship) - [business account](https://blog.holvi.com/topic/business-account) [Holvi spotlight](https://blog.holvi.com/topic/holvi-spotlight) # How to keep your SaaS running when your team changes 09/07/2026, 08:50 | By [Mariia Kukkakorpi](https://blog.holvi.com/author/mariia-kukkakorpi) 3 minute read [![Share on facebook](https://blog.holvi.com/hubfs/assets/social-facebook.jpg)](http://www.facebook.com/share.php?u=https://blog.holvi.com/employee-changes-saas-subscriptions-under-control-with-holvi&utm_medium=social&utm_source=facebook) [![Share on linkedin](https://blog.holvi.com/hubfs/assets/social-linkedin.jpg)](http://www.linkedin.com/shareArticle?mini=true&url=https://blog.holvi.com/employee-changes-saas-subscriptions-under-control-with-holvi&utm_medium=social&utm_source=linkedin) [![Share on twitter](https://blog.holvi.com/hubfs/assets/social-twitter.jpg)](https://twitter.com/intent/tweet?original_referer=https://blog.holvi.com/employee-changes-saas-subscriptions-under-control-with-holvi&utm_medium=social&utm_source=twitter&url=https://blog.holvi.com/employee-changes-saas-subscriptions-under-control-with-holvi&utm_medium=social&utm_source=twitter&source=tweetbutton&text=) ![Employee changes? SaaS subscriptions under control with Holvi](https://blog.holvi.com/hubfs/how-to-keep-saas-running-v2.png) When employees move on, services can go dark without warning or you end up paying for duplicate subscriptions without realising it. A subscription card keeps your recurring payments under control. Someone leaves the company, and a week later Slack goes down. Turns out their business card was the one on file – and now it’s cancelled. Cue the scramble: which services are tied to whose card? What are you even paying for? How much is it all costing? For growing businesses, subscription chaos is a real problem, and it usually only becomes visible when something breaks. A solution is a subscription card: one place for all your recurring software costs, with no loose ends when people come and go. # What is a subscription card? A subscription card is a standard debit or credit card that you use exclusively for recurring subscriptions. Think Slack, Google Ads, Trello or Meta. Instead of letting these payments scatter across different team members' cards, everything runs through one card (or a set of dedicated cards) to make it simple. # When an employee leaves, business carries on? [Team cards](https://www.holvi.com/fi-en/teams/) work well for one-off expenses. But recurring subscriptions are a different story. When an employee leaves and their card gets cancelled, any services tied to it can go dark without warning. With a subscription card, you don't have to play a detective every time someone moves on. Everything is already in place. Updating payment details across services becomes a straightforward task. # Better security, less exposure Data breaches are more common than ever. If a card number gets compromised through a third-party service, having a dedicated subscription card means only that card needs to be cancelled and replaced. With a subscription card, your main business card stays safe, and your other payments aren't disrupted. # A clearer picture of the business spending When all your subscriptions go through the same card, you can see exactly what you are paying for at a glance. It's much easier to spot services nobody's using anymore or duplicates you didn't realise you had. Your bookkeeper will thank you too, since subscription transactions can be automatically tagged for accounting. # One subscription card or many – your call There are two ways to use a subscription card: 1. Manage all your subscriptions with a single card 2. Create a separate card for each service Either approach works, it just depends on how your team operates and how much separation you want. # Part of Holvi, no extra tools needed Subscription cards are built into Holvi as virtual debit or credit cards, so there is nothing extra to set up or pay for. They exist **exclusively as virtual cards** and are included in every Holvi plan as standard. However, a subscription card doesn’t come as an addition to your free virtual card. Extra cards beyond that will incur additional charges.   # Holvi helps your business run smoothly No more chasing down payment cards. A subscription card keeps your critical services running, whether you are dealing with team changes or a security breach. And how do you manage your subscriptions? That’s entirely up to you. ## Subscription cards: benefits - Team changes don't affect your subscriptions - All recurring costs in one place - Easier bookkeeping - Spot and cancel unused or duplicate services quickly - Better security for your payment details - Included in Holvi plans (excluding virtual credit cards for Holvi Zen) - Choose between one card for everything or a card per service [**Read more about subscription cards »**](https://support.holvi.com/hc/en-gb/articles/37061831581714-What-are-subscription-cards-and-how-do-they-work) ### Simplify your work life Holvi is your business’ new financial home. Our all-in-one account features: - Business account - Holvi Business Mastercard® - Online invoicing & e-invoicing - Bookkeeping tools [Discover Holvi](https://www.holvi.com/features/)   ![6_how_it_works](https://blog.holvi.com/hs-fs/hubfs/New%20illustrations%20(2020)/6_how_it_works.png?width=477&name=6_how_it_works.png)   ### Always curious? Subscribe to Workaround, for the boldly self-employed. ## Related articles Holvi spotlight ### [Inside Holvi’s new look](https://blog.holvi.com/inside-holvis-new-look) Holvi spotlight ### [What does your accountant think about yield access? – A practical FAQ for businesses](https://blog.holvi.com/what-does-your-accountant-think-about-yield-access-a-practical-faq-for-businesses) × #### Language - [English](https://blog.holvi.com/) - [Suomi](https://blog.holvi.com/fi) - [Deutsch](https://blog.holvi.com/de) #### What is Holvi - [Business account and card](https://www.holvi.com/business-account-and-mastercard/) - [Invoicing](https://www.holvi.com/invoicing/) - [Bookkeeping](https://www.holvi.com/bookkeeping/) - [Pricing](https://www.holvi.com/pricing/) - [Testimonials](https://www.holvi.com/customers/) #### Support - [Holvi Status Page](https://status.holvi.com/) - [Help Centre](https://support.holvi.com/hc/en-gb) - [Blog](https://blog.holvi.com/) #### Company - [About us](https://www.holvi.com/about/) - [Careers](https://www.holvi.com/careers/) - [Press](https://www.holvi.com/press/) - [Code of conduct for suppliers](https://25ekvp3qk4l34935tw15k6wq-wpengine.netdna-ssl.com/wp-content/uploads/2020/07/holvi-code-of-conduct-for-suppliers.pdf) - [Facebook](https://www.facebook.com/HolviCom) - [Instagram](https://www.instagram.com/holvi/) - [Twitter](https://twitter.com/Holvi) - [Youtube](https://www.youtube.com/user/BetterThanABank/) - [Linkedin](https://www.linkedin.com/company/holvi/) [![google-play](https://blog.holvi.com/hubfs/assets/googleplay_en.png)](https://app.adjust.com/f78ji6c) [![appstore](https://blog.holvi.com/hubfs/assets/appstore_en.png)](https://app.adjust.com/f78ji6c) Holvi Payment Services Ltd is regulated by the Financial Supervisory Authority of Finland as an Authorised Payment Institution. The current account issued by Holvi is a payment account and the funds held on the account are managed as segregated customer funds. Funds on the payment account are not covered by deposit insurance and the funds do not accrue interest. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Card is issued by Holvi Payment Services Oy (“Holvi”) pursuant to licence by Mastercard International Inc. 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