Holvi Blog for Makers and Doers

The best tips for running your business and insightful news from the world of entrepreneurship.

An expat's guide to Health Insurance - Choices for Freelancers

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Entrepreneurship, Tips for small businesses | 13/12/16 13:15

Your health is the most important thing in your life. It's also the solid foundation of a successful career. But some things are unpredictable. This is why health insurance is mandatory in Germany! There's no way around it, and the market is big. As a freelancer, you have a variety of choices to go for. Here's our guide through the jungle of German insurance.

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How To Nail Video Marketing in 5 Steps

Entrepreneurship, Tips for small businesses, Business marketing | 08/12/16 12:24

Today’s guest blogger is Aleksandra Bodekhina. She is a young forward-looking explorer with 5 years of international experience and passion for developing great ideas. Aleksandra has been helping European businesses establish their digital presence since 2012. She is currently running marketing for a young Finnish startup Shuut - a handy mobile app for corporate video advertising on social media. 

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Freelancer vs. IHK - What to do when they send you a letter?

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Entrepreneurship, Tips for small businesses | 06/12/16 17:22

Germany can be a weird place. Where else do you get letters out of nowhere, asking you to pay for stuff you never ordered or even wanted? Nobody is safe from the Rundfunkbeitrag letters (former GEZ - TV and radio licence), nobody is safe from the Finanzamt  – the German tax authorities – finding you and sending you your Tax ID. Freelancers are at risk of receiving yet another letter from a mysterious institution demanding money: The IHK.

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An expat's guide to Finanzamt - Steuernummer vs. Steuer ID

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Entrepreneurship, Tips for small businesses | 29/11/16 12:23

Germany is proud of its national efficiency stereotype. We get stuff done. But efficiency comes with complicated procedures and systems. Like our tax system, for example. It's like the authorities are making fun of us by inventing unpronounceable words like “Umsatzsteuervoranmeldung”, “Lohnsteuervorauszahlung” or “Steueridentifikationsnummer”, and, to make it even more fun and confusing, “Steuernummer”, which is two different things. But confusion must be avoided, especially regarding the last two unpronounceable words, as they are very important for the (expat) freelancer!

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An expat's guide to Bürgeramt - Mastering the Anmeldung in Berlin

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Entrepreneurship, Tips for small businesses | 22/11/16 09:18

Moving to another country can be scary. You find yourself in a new world with new rules and new challenges. One of the first challenges you will face as an expat is your first trip to the registry – or Bürgeramt, as it is called around here– to get your official registration, Anmeldebestätigung. This all-important document is important for everything from getting health insurance to opening a bank account.

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What Makes a Great Product Photo

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Entrepreneurship, Tips for small businesses, Business marketing | 04/10/16 07:42

Anyone can take product photos, but for a neophyte the process can be a bit daunting. But by doing things properly anyone of us can snap great product photos. Of course you can hire a professional photographer to do the pictures, but this is not always feasible. You might be in a situation where new products are being put up for sale at such a pace that you don’t have the time to have an outsider take the photos. Or you simply might be strapped for cash, which is often the case for an entrepreneur. Take note however, that one should often focus on core business and pay others for their services. Which makes more sense: to pay a professional a couple of hundred euros or spend an entire week to take the photos yourself?

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How to Write Top-Notch Product Descriptions

Entrepreneurship, Tips for small businesses, Business marketing | 26/09/16 20:02

This article will tell you how to write product descriptions for your online store. First we’ll go through the basics of product descriptions and marketing and then we’ll share with you 7 concrete actions or strategies of creating product descriptions. Each of these actions will be dissected in detail. We end by recapping the main features of the process.

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4 Tips for an Entrepreneur on How to Save Money

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Entrepreneurship, Tips for small businesses | 04/09/16 14:08

An entrepreneur often operates with limited resources. Hence it is very useful to think about how to spend the money. In this post we'll go through a couple of tips on how an entrepreneur can save dough.

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7 Tips to Start Marketing Your Online Store

Entrepreneurship, Tips for small businesses, Business marketing, For Holvi entrepreneurs | 18/07/16 15:16

This article is part of our series of guest posts, where visiting writers offer their advice to entrepreneurs. Today saying his piece is Heikko Sivonen, the co-founder and director of digital marketing for the inbound marketing company Fuel.

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Business banking built by entrepreneurs for entrepreneurs

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Entrepreneurship, Fintech trends, Tips for small businesses | 16/06/16 10:49

The financial sector has been in a state of stagnation for a while now, unable to adjust itself to the digital age and provide services that actually create value for its customers. Entrepreneurs often get the feeling that banks are in fact working against them by increasing the amount of red tape instead of helping to run their business. Traditional banks haven’t felt the pressure to start catering to the needs of entrepreneurs. That is one of the reasons why Holvi exists. Holvi is a digital banking service, built by entrepreneurs for entrepreneurs, that makes running your business’s finances effortless. Holvi provides its customers with a digital business current account that integrates paperless bookkeeping and powerful business apps. Holvi was designed to help small businesses, freelancers and the self-employed to maintain control over their business finances and get rid of the monthly receipt hunt.

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The next generation of business banking

Holvi is a business account designed and built for entrepreneurs by entrepreneurs. Holvi account has everything your business needs, in one easy to use solution. 

  • Business current account 
  • Holvi Business Mastercard
  • Easier invoicing
  • Paperless bookkeeping

Open account

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