---
title: Holvi Blog for Makers and Doers | Tuomas Toivonen
description: The best tips for running your business and insightful news from the world of entrepreneurship.
---

[Holvi](https://www.holvi.com/)

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# [Workaround](https://blog.holvi.com)

- [Holvi spotlight](https://blog.holvi.com/topic/holvi-spotlight)
- [Internationals](https://blog.holvi.com/topic/internationals)
- [Life](https://blog.holvi.com/topic/life)
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- [Open mic](https://blog.holvi.com/topic/open-mic)
- [Financial administration and bookkeeping](https://blog.holvi.com/topic/financial-administration-and-bookkeeping)
- [Founding a company](https://blog.holvi.com/topic/founding-a-company)
- [News about entrepreneurship](https://blog.holvi.com/topic/news-about-entrepreneurship)
- [business account](https://blog.holvi.com/topic/business-account)

# Author: Tuomas Toivonen

<https://blog.holvi.com/independent-holvi>

[Holvi spotlight](https://blog.holvi.com/topic/holvi-spotlight)

## [The value of independence, for us and our customers Last year was a tumultuous yet exciting time for Holvi. After being owned by a big bank, in 2021 we bought ourselves back and became (unofficially) Indie Holvi, a completely independent and team-owned company. Today I want to share what being independent means for a company like Holvi, and more importantly, how it benefits our customers.](https://blog.holvi.com/independent-holvi)

<https://blog.holvi.com/new-holvi-business-mastercard-coming-soon>

[Holvi spotlight](https://blog.holvi.com/topic/holvi-spotlight)

## [‘In future, we’ll issue our own cards’ – Holvi co-founder Tuomas Toivonen lays out plans for new card features](https://blog.holvi.com/new-holvi-business-mastercard-coming-soon)

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[![google-play](https://blog.holvi.com/hubfs/assets/googleplay_en.png)](https://app.adjust.com/f78ji6c) [![appstore](https://blog.holvi.com/hubfs/assets/appstore_en.png)](https://app.adjust.com/f78ji6c)

 Holvi Payment Services Ltd is regulated by the Financial Supervisory Authority of Finland as an Authorised Payment Institution. The current account issued by Holvi is a payment account and the funds held on the account are managed as segregated customer funds. Funds on the payment account are not covered by deposit insurance and the funds do not accrue interest.

 Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Card is issued by Holvi Payment Services Oy (“Holvi”) pursuant to licence by Mastercard International Inc. Holvi is regulated by the Financial Supervisory Authority of Finland as an Authorised Payment Institution.

![](https://25ekvp3qk4l34935tw15k6wq-wpengine.netdna-ssl.com/wp-content/uploads/2020/09/mc_vrt_opt_rev_73_1x.png)

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