--- title: Holvi Blog for Makers and Doers | Thomas Schex description: The best tips for running your business and insightful news from the world of entrepreneurship. --- [Holvi](https://www.holvi.com/) [Subscribe](https://blog.holvi.com/author/thomas-schex#subscribe) # [Workaround](https://blog.holvi.com) - [Holvi spotlight](https://blog.holvi.com/topic/holvi-spotlight) - [Internationals](https://blog.holvi.com/topic/internationals) - [Life](https://blog.holvi.com/topic/life) - [Work](https://blog.holvi.com/topic/work) - [Open mic](https://blog.holvi.com/topic/open-mic) - [Financial administration and bookkeeping](https://blog.holvi.com/topic/financial-administration-and-bookkeeping) - [Founding a company](https://blog.holvi.com/topic/founding-a-company) - [News about entrepreneurship](https://blog.holvi.com/topic/news-about-entrepreneurship) - [business account](https://blog.holvi.com/topic/business-account) # Author: Thomas Schex [Work](https://blog.holvi.com/topic/work) , [Holvi spotlight](https://blog.holvi.com/topic/holvi-spotlight) ## [Join the Stressless Challenge – Calm the chaos of paperwork Did you know the average small business spends 15 hours a week on financial admin? That’s a whopping 19% of your time eaten up by paperwork – each day, week, month and year.1 That’s why we created the Stressless Challenge: to help put an end to the unproductive, mind-numbing paperwork that threatens to snuff out your entrepreneurial spark. So how does it work? Easy. We’ll show you how to manage receipts electronically with Holvi. You can try it out and win 1 year free of Holvi Pro (a value of €144 + VAT). See our contest T&Cs.](https://blog.holvi.com/stressless-challenge) [Holvi spotlight](https://blog.holvi.com/topic/holvi-spotlight) ## [4 ways to use a business credit card like a boss](https://blog.holvi.com/how-to-use-a-business-credit-card) [Work](https://blog.holvi.com/topic/work) , [Life](https://blog.holvi.com/topic/life) ## [10 productivity tools for the self-employed – Focus & grow](https://blog.holvi.com/10-productivity-tools-for-self-employed) [Expats in Germany](https://blog.holvi.com/topic/expats-in-germany) , [Internationals](https://blog.holvi.com/topic/internationals) ## [An expat's guide to German taxes for freelancers and self-employed (2021)](https://blog.holvi.com/german-taxes-for-the-self-employed) [Expats in Germany](https://blog.holvi.com/topic/expats-in-germany) , [Internationals](https://blog.holvi.com/topic/internationals) ## [An expat’s guide to freelancing in Germany – Freiberufler or Gewerbe? (2021)](https://blog.holvi.com/expat-guide-to-freelancing-freiberufler-vs-gewerbetreibender) [Expats in Germany](https://blog.holvi.com/topic/expats-in-germany) ## [Mandatory e-invoicing in Germany 2021 – Who needs to know?](https://blog.holvi.com/mandatory-e-invoicing-in-germany-2020) [Expats in Germany](https://blog.holvi.com/topic/expats-in-germany) ## [5 moments when German taxes frustrate every freelancer](https://blog.holvi.com/5-moments-german-taxes-frustrate-freelancers) [Holvi spotlight](https://blog.holvi.com/topic/holvi-spotlight) ## [Discover Holvi’s brand and product redesign](https://blog.holvi.com/holvi-brand-and-product-redesign) More articles ### Always curious? Subscribe to Workaround, for the boldly self-employed. × #### Language - [English](https://blog.holvi.com/) - [Suomi](https://blog.holvi.com/fi) - [Deutsch](https://blog.holvi.com/de) #### What is Holvi - [Business account and card](https://www.holvi.com/business-account-and-mastercard/) - [Invoicing](https://www.holvi.com/invoicing/) - [Bookkeeping](https://www.holvi.com/bookkeeping/) - [Pricing](https://www.holvi.com/pricing/) - [Testimonials](https://www.holvi.com/customers/) #### Support - [Holvi Status Page](https://status.holvi.com/) - [Help Centre](https://support.holvi.com/hc/en-gb) - [Blog](https://blog.holvi.com/) #### Company - [About us](https://www.holvi.com/about/) - [Careers](https://www.holvi.com/careers/) - [Press](https://www.holvi.com/press/) - [Code of conduct for suppliers](https://25ekvp3qk4l34935tw15k6wq-wpengine.netdna-ssl.com/wp-content/uploads/2020/07/holvi-code-of-conduct-for-suppliers.pdf) - [Facebook](https://www.facebook.com/HolviCom) - [Instagram](https://www.instagram.com/holvi/) - [Twitter](https://twitter.com/Holvi) - [Youtube](https://www.youtube.com/user/BetterThanABank/) - [Linkedin](https://www.linkedin.com/company/holvi/) [![google-play](https://blog.holvi.com/hubfs/assets/googleplay_en.png)](https://app.adjust.com/f78ji6c) [![appstore](https://blog.holvi.com/hubfs/assets/appstore_en.png)](https://app.adjust.com/f78ji6c) Holvi Payment Services Ltd is regulated by the Financial Supervisory Authority of Finland as an Authorised Payment Institution. The current account issued by Holvi is a payment account and the funds held on the account are managed as segregated customer funds. Funds on the payment account are not covered by deposit insurance and the funds do not accrue interest. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Card is issued by Holvi Payment Services Oy (“Holvi”) pursuant to licence by Mastercard International Inc. Holvi is regulated by the Financial Supervisory Authority of Finland as an Authorised Payment Institution. ![](https://25ekvp3qk4l34935tw15k6wq-wpengine.netdna-ssl.com/wp-content/uploads/2020/09/mc_vrt_opt_rev_73_1x.png) - [Terms of Service](https://support.holvi.com/hc/en-gb/articles/29831814825362-Terms-of-Service) - [Privacy notice](https://support.holvi.com/hc/en-gb/articles/29831985498258-Privacy-Notice) - [Acceptable Use Policy](https://support.holvi.com/hc/en-gb/articles/202256852-Acceptable-Use-Policy) - [Site Notice](https://support.holvi.com/hc/en-gb/articles/202271182-Site-notice)