--- title: Holvi Blog for Makers and Doers | Ella-Roosa Koivupuro description: The best tips for running your business and insightful news from the world of entrepreneurship. --- [Holvi](https://www.holvi.com/) [Subscribe](https://blog.holvi.com/author/ella-roosa-koivupuro#subscribe) # [Workaround](https://blog.holvi.com) - [Holvi spotlight](https://blog.holvi.com/topic/holvi-spotlight) - [Internationals](https://blog.holvi.com/topic/internationals) - [Life](https://blog.holvi.com/topic/life) - [Work](https://blog.holvi.com/topic/work) - [Open mic](https://blog.holvi.com/topic/open-mic) - [Financial administration and bookkeeping](https://blog.holvi.com/topic/financial-administration-and-bookkeeping) - [Founding a company](https://blog.holvi.com/topic/founding-a-company) - [News about entrepreneurship](https://blog.holvi.com/topic/news-about-entrepreneurship) - [business account](https://blog.holvi.com/topic/business-account) # Author: Ella-Roosa Koivupuro [Work](https://blog.holvi.com/topic/work) ## [How to set prices – Freelancer rates and value-based pricing 'How much should I charge so that I earn an equivalent to my old salary?' 'How much does my hourly rate need to be to cover costs?' 'How do I assess how valuable my work is to clients?' Don't sell yourself short!](https://blog.holvi.com/tips-for-beginners-how-to-set-prices-for-products-and-services) [Work](https://blog.holvi.com/topic/work) ## [5 reasons for paying your expenses cashless](https://blog.holvi.com/5-reasons-for-paying-your-expenses-cashless) [Open mic](https://blog.holvi.com/topic/open-mic) ## [Getting started with Facebook ads – Performance Marketer shares his advertising tips for small businesses](https://blog.holvi.com/getting-started-with-facebook-ads-tips-for-small-businesses) [Holvi spotlight](https://blog.holvi.com/topic/holvi-spotlight) ## [How Holvi keeps your account safe – And how you can help (2022)](https://blog.holvi.com/how-to-keep-your-holvi-account-safe) [Life](https://blog.holvi.com/topic/life) , [Holvi spotlight](https://blog.holvi.com/topic/holvi-spotlight) ## [New EU directive aims to reduce the risk of account misuse, says lawyer](https://blog.holvi.com/new-eu-directive-aims-to-reduce-the-risk-of-account-misuse) [Life](https://blog.holvi.com/topic/life) ## [5 reasons to take the leap from employee to entrepreneur](https://blog.holvi.com/5-reasons-to-take-the-leap-from-employee-to-entrepreneur) [Work](https://blog.holvi.com/topic/work) ## [7 reasons you might be struggling to live off your business](https://blog.holvi.com/7-reasons-why-you-cant-live-off-your-business) [Work](https://blog.holvi.com/topic/work) ## [6 signs you’re dealing with a difficult customer (and how to handle them)](https://blog.holvi.com/6-signs-youre-dealing-with-a-difficult-customer) [Holvi spotlight](https://blog.holvi.com/topic/holvi-spotlight) ## [How Holvi helps sole traders succeed](https://blog.holvi.com/how-holvi-helps-entrepreneurs-succeed) More articles ### Always curious? Subscribe to Workaround, for the boldly self-employed. × #### Language - [English](https://blog.holvi.com/) - [Suomi](https://blog.holvi.com/fi) - [Deutsch](https://blog.holvi.com/de) #### What is Holvi - [Business account and card](https://www.holvi.com/business-account-and-mastercard/) - [Invoicing](https://www.holvi.com/invoicing/) - [Bookkeeping](https://www.holvi.com/bookkeeping/) - [Pricing](https://www.holvi.com/pricing/) - [Testimonials](https://www.holvi.com/customers/) #### Support - [Holvi Status Page](https://status.holvi.com/) - [Help Centre](https://support.holvi.com/hc/en-gb) - [Blog](https://blog.holvi.com/) #### Company - [About us](https://www.holvi.com/about/) - [Careers](https://www.holvi.com/careers/) - [Press](https://www.holvi.com/press/) - [Code of conduct for suppliers](https://25ekvp3qk4l34935tw15k6wq-wpengine.netdna-ssl.com/wp-content/uploads/2020/07/holvi-code-of-conduct-for-suppliers.pdf) - [Facebook](https://www.facebook.com/HolviCom) - [Instagram](https://www.instagram.com/holvi/) - [Twitter](https://twitter.com/Holvi) - [Youtube](https://www.youtube.com/user/BetterThanABank/) - [Linkedin](https://www.linkedin.com/company/holvi/) [![google-play](https://blog.holvi.com/hubfs/assets/googleplay_en.png)](https://app.adjust.com/f78ji6c) [![appstore](https://blog.holvi.com/hubfs/assets/appstore_en.png)](https://app.adjust.com/f78ji6c) Holvi Payment Services Ltd is regulated by the Financial Supervisory Authority of Finland as an Authorised Payment Institution. The current account issued by Holvi is a payment account and the funds held on the account are managed as segregated customer funds. Funds on the payment account are not covered by deposit insurance and the funds do not accrue interest. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Card is issued by Holvi Payment Services Oy (“Holvi”) pursuant to licence by Mastercard International Inc. Holvi is regulated by the Financial Supervisory Authority of Finland as an Authorised Payment Institution. ![](https://25ekvp3qk4l34935tw15k6wq-wpengine.netdna-ssl.com/wp-content/uploads/2020/09/mc_vrt_opt_rev_73_1x.png) - [Terms of Service](https://support.holvi.com/hc/en-gb/articles/29831814825362-Terms-of-Service) - [Privacy notice](https://support.holvi.com/hc/en-gb/articles/29831985498258-Privacy-Notice) - [Acceptable Use Policy](https://support.holvi.com/hc/en-gb/articles/202256852-Acceptable-Use-Policy) - [Site Notice](https://support.holvi.com/hc/en-gb/articles/202271182-Site-notice)