--- title: Holvi Blog for Makers and Doers | Daniel McLeod description: The best tips for running your business and insightful news from the world of entrepreneurship. --- [Holvi](https://www.holvi.com/) [Subscribe](https://blog.holvi.com/author/daniel-mcleod/page/1#subscribe) # [Workaround](https://blog.holvi.com) - [Holvi spotlight](https://blog.holvi.com/topic/holvi-spotlight) - [Internationals](https://blog.holvi.com/topic/internationals) - [Life](https://blog.holvi.com/topic/life) - [Work](https://blog.holvi.com/topic/work) - [Open mic](https://blog.holvi.com/topic/open-mic) - [Financial administration and bookkeeping](https://blog.holvi.com/topic/financial-administration-and-bookkeeping) - [Founding a company](https://blog.holvi.com/topic/founding-a-company) - [News about entrepreneurship](https://blog.holvi.com/topic/news-about-entrepreneurship) - [business account](https://blog.holvi.com/topic/business-account) # Author: Daniel McLeod [Expats in Germany](https://blog.holvi.com/topic/expats-in-germany) , [Internationals](https://blog.holvi.com/topic/internationals) ## [An expat’s guide to a business account – 5 reasons to open a Geschäftskonto (2023) So you moved to Germany and started your new expat life, made the leap into self-employment and started freelancing. Now you’re seeing – or maybe just foreseeing – transactions piling up in your Privatkonto (private account).](https://blog.holvi.com/expat-business-account-mastercard) ## [Notes from the vault – Insurance, UI refresh and nitty gritty code updates](https://blog.holvi.com/notes-from-the-vault-insurance-ui-refresh-and-nitty-gritty-code-updates) [Holvi spotlight](https://blog.holvi.com/topic/holvi-spotlight) ## [Notes from the vault – Faster transfers, virtual cards and higher spending limits](https://blog.holvi.com/notes-from-the-vault-december) [Work](https://blog.holvi.com/topic/work) , [Holvi spotlight](https://blog.holvi.com/topic/holvi-spotlight) ## [Virtual cards – What are they and why are they on the rise?](https://blog.holvi.com/what-are-virtual-debit-cards-and-benefits) [Holvi spotlight](https://blog.holvi.com/topic/holvi-spotlight) ## [New in April – Online store improvements and card news](https://blog.holvi.com/new-in-april-online-store-improvements-and-card-news) [Work](https://blog.holvi.com/topic/work) , [Holvi spotlight](https://blog.holvi.com/topic/holvi-spotlight) ## [How to use a credit card responsibly – Take your freelance business to the next level](https://blog.holvi.com/use-credit-card-responsibly) [Holvi spotlight](https://blog.holvi.com/topic/holvi-spotlight) ## [What’s new in December – Filter categories by date, new invoice details and an iPad app](https://blog.holvi.com/december-update-2021) [Holvi spotlight](https://blog.holvi.com/topic/holvi-spotlight) ## [August update – 3DS2, widgets and news on Holvi’s credit card](https://blog.holvi.com/august-update-2021) [Holvi spotlight](https://blog.holvi.com/topic/holvi-spotlight) ## [3D Secure 2 – Are you for real? How Holvi authenticates online card payments (2021)](https://blog.holvi.com/3d-secure-how-holvi-authenticates-payments) [Life](https://blog.holvi.com/topic/life) ## [How to take a vacation as a freelancer – 6 steps to vacay](https://blog.holvi.com/how-to-take-a-vacation-as-a-freelancer) More articles ### Always curious? Subscribe to Workaround, for the boldly self-employed. × #### Language - [English](https://blog.holvi.com/) - [Suomi](https://blog.holvi.com/fi) - [Deutsch](https://blog.holvi.com/de) #### What is Holvi - [Business account and card](https://www.holvi.com/business-account-and-mastercard/) - [Invoicing](https://www.holvi.com/invoicing/) - [Bookkeeping](https://www.holvi.com/bookkeeping/) - [Pricing](https://www.holvi.com/pricing/) - [Testimonials](https://www.holvi.com/customers/) #### Support - [Holvi Status Page](https://status.holvi.com/) - [Help Centre](https://support.holvi.com/hc/en-gb) - [Blog](https://blog.holvi.com/) #### Company - [About us](https://www.holvi.com/about/) - [Careers](https://www.holvi.com/careers/) - [Press](https://www.holvi.com/press/) - [Code of conduct for suppliers](https://25ekvp3qk4l34935tw15k6wq-wpengine.netdna-ssl.com/wp-content/uploads/2020/07/holvi-code-of-conduct-for-suppliers.pdf) - [Facebook](https://www.facebook.com/HolviCom) - [Instagram](https://www.instagram.com/holvi/) - [Twitter](https://twitter.com/Holvi) - [Youtube](https://www.youtube.com/user/BetterThanABank/) - [Linkedin](https://www.linkedin.com/company/holvi/) [![google-play](https://blog.holvi.com/hubfs/assets/googleplay_en.png)](https://app.adjust.com/f78ji6c) [![appstore](https://blog.holvi.com/hubfs/assets/appstore_en.png)](https://app.adjust.com/f78ji6c) Holvi Payment Services Ltd is regulated by the Financial Supervisory Authority of Finland as an Authorised Payment Institution. The current account issued by Holvi is a payment account and the funds held on the account are managed as segregated customer funds. Funds on the payment account are not covered by deposit insurance and the funds do not accrue interest. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Card is issued by Holvi Payment Services Oy (“Holvi”) pursuant to licence by Mastercard International Inc. Holvi is regulated by the Financial Supervisory Authority of Finland as an Authorised Payment Institution. ![](https://25ekvp3qk4l34935tw15k6wq-wpengine.netdna-ssl.com/wp-content/uploads/2020/09/mc_vrt_opt_rev_73_1x.png) - [Terms of Service](https://support.holvi.com/hc/en-gb/articles/29831814825362-Terms-of-Service) - [Privacy notice](https://support.holvi.com/hc/en-gb/articles/29831985498258-Privacy-Notice) - [Acceptable Use Policy](https://support.holvi.com/hc/en-gb/articles/202256852-Acceptable-Use-Policy) - [Site Notice](https://support.holvi.com/hc/en-gb/articles/202271182-Site-notice)